What does it mean when you say that your loans are for people who “cannot access traditional financing”? How do I know if I do or do not qualify?

When we say that HFLA of Northeast Ohio’s loans are designed for people who are unable to access traditional financing, we mean that a person may have been denied a loan through their bank or credit union. If you are unsure contact our program staff to see if you qualify. If we receive an application that looks like a person may be eligible for traditional financing, we may require you to apply with your financial institution first. Our funds are limited and must be used for those who truly cannot access other means of financing.