What credit score do I need to have to be approved for a loan?

Credit is just one factor in our loan qualification process. We do not have a specific score that we are looking for—rather, our staff looks at our applicants’ credit to verify their debt obligations and to see what their repayment history has been in the past. Generally, we look to see that our applicants make an effort to pay their credit obligations on time. If we have concerns or questions about things on your credit report, we will contact you for more information.