Can my spouse/partner guarantee my loan?

No, your spouse/partner cannot guarantee your loan. Spouses must apply as co-applicants, though. Our loans require a guarantor that is completely separate from the financial situation, meaning they must reside in a separate household and have their own income.

Qualified guarantors are people living in Northeast Ohio, with a verifiable income and the ability to make a payment if the borrower could not do so, who live in a separate household from the loan applicant(s).